After that last meeting?
After the kids are in bed?
After working late––again?

And you don't even have to leave the house to hear these money-saving solutions.

Dr. Penelope Tzougros is now on call
9:30 pm, 1:00 am. and other odd hours that suit you.

Here's a chance to talk about what worries you most about your money, ask for advice, share your fears and a few laughs. What you get in return are commonsense solutions you can use to help make money decisions that work for you.

What kinds of money issues are keeping you up at night?

Holding on to it?
Making your money grow?
Different types of investments?

Join Dr. Penelope Tzougros and a select group of other phone seminar participants in a lively interchange of ideas.

Topics include:
Seminar 1--What you must know before you purchase long-term care insurance.

Seminar 2--A checklist for hard times
For any one worried about losing a job, or being thrown into financial upheaval as the result of divorce or a death in the family.

Seminar 3--Holding on to your money
Better ways to budget whether you have lots of money or barely enough.

Seminar 4--Principles that effect the growth of your money
Learn about common--and not so common--mortgage choices available, how to make the better use of your 401K and other benefits offered at work, and more.

Seminar 5--Types of Investments
What you should know about investments and key guidelines for making investment choices that work for you.

Makes a great gift!
Do you know someone who is just starting out, recently divorced, a new business owner, getting ready for retirement, or has recently received an inheritance or large settlement? Give them the gift of great money ideas they can use right now.